Originally posted by
Credit - debit cards have more risk. I don't want to wake up with an empty bank account. Credit card companies cannot make you pay for things you did not buy - the fraud protection is much greater with credit cards.
Actually, both times I had fraudulent charges on my debit card, my credit union took care of it right away. It probably varies from bank to bank but I have no worries using my debit card online. I am, however, somewhat concerned about those self-checkouts where you scan your card, but to solve that problem I've been covering up the numbers with my hand before swiping it.
In answer to the original post, I do have a credit card, but I use it only to buy gasoline (it's mainly to help build my credit.) I use my debit card for everything else.