Are you a penny pincher?

To some extent, yes. I'm still in college and my workstudy is working 8 hours a week for minimum wage, so during the school year I really have to save as much money as possible. But during the summer when I'm waitressing and make more money, I let myself splurge a bit.

I am, to an extent. I say "to an extent" because I'm not so cheap that I won't get something nice for myself and/or my husband that brings us enjoyment. But almost everything I buy is on sale. I have learned that most items can be found on sale from SOME retailer, at SOME time. You just have to be patient. I have my dad to thank for being a good example regarding frugality. We believe in working hard for our money, and being wise about spending it.

I have to be; medical bills aren't cheap...

I totally am. I love saving money.

To an extent. I will buy myself something if I really want it, but I try and save a good portion of my paycheck every week.

Extremely!

I was raised by frugal (cheap) parents. There was a lot of resentment as I got nothing the other kids got, had crappy second hand clothes, and got bullied because of it.

If my children I need something or really want it and the money (or credit) is there, I will usually buy it. I also wouldn't put my kids in a position of suffering so I can save a few pennies.

I feel extremely upset when I have to go without necessities. Of course, if I can find a sale, and I'm already there, I'll use it. But, I don't go out of my way to save pennies.

My husband has a habit of being "penny wise and pound foolish" meaning, he doesn't understand packaging and how buying certain things can actually save money in the long run. Say, if he sees 30 sq feet of aluminum foil for $2.00 and 300 sq feet of aluminum foil for $3.00, he'll buy the 30 sq feet "because it's cheaper." Not understanding he'll have to buy more sooner and he's paying more per sq foot. He does this with a lot of stuff and it drives me crazy. I buy, say, toilet paper by the case. It saves money, and we have it when we need it. He waits until we're out and buys a single roll or a four pack of cheap paper that gets used up in less than a day per roll.

Did I mention this drives me crazy? Also, getting him to spend money to prevent problems is difficult. He'd rather spend MORE later to fix a problem than spend a little money NOW to prevent a problem.

He actually wastes money by these tactics and it drives me crazy !

Yes, I am but I'm also good at spotting sales and buying in bulk as some other EFers have mentioned.

We aren't penny pinchers. We spend a lot of money on food. We like to eat, but don't always have time to do shopping, so it results in take out. We order out 2-3 times a week sometimes. With my hubby working 12 hours a day 6 days a week, and I don't drive, we can only have Sunday to do everything. Needless to say, we don't get everything done in one day.

I think I am. I seem to like having money more than I like spending it, which rather defeats the purpose of money.

I view money as 'potential', if I buy something then chances are I'll get bored of it pretty quickly, but if I have money then that means if something amazing ever came along that I really wanted then I'd be able to buy it straight away. I tend to weigh up how much I want something before I make a purchase; there are plenty of things that I want, and that I can afford, but I just don't want or need them enough, so I'd rather keep the money.

Yes, been trying to work on it over the years, but it's always been a big issue for me.

yes. thats the reason we dont worry about money now. and I dont make 6 figures. I saved all I could from 15 on, now the only bill I have is the house, and soon that will be gone.

For certain things. I can be really cheap for some things and then just blow all my money on something frivolous.. I'm working on this...