Do you have Health Insurance?

  • Get FREE 5 Gifts with Orders $59+

Do you have Health Insurance?

Sundae Sparkles Sundae Sparkles
I was wondering what other people out there's status for health insurance was
Answers (private voting - your screen name will NOT appear in the results):
I work a full time schedule
22
I work part time schedule
11
I work less than part time schedule
2
I do not work
17
My job provides health insurance
17
I am on my spouses plan
8
I am on my parents plan
10
I pay out of pocket for my plan
6
I do not have insurance
19
I am on Medicaid/Medicare
10
Total votes: 122 (68 voters)
Poll is closed
08/29/2012
  • Buy 3 Items for $70
  • Buy 3 Items for $50
  • Buy 3 Items for $30
  • Save 20% on Luxury Toys
  • Add Some Buzz To Your Favourite Toy & Save 60% On Kit
  • 1
  • 2
  • 3
  • 4
  • 5
All promotions
Sundae Sparkles Sundae Sparkles
I currently work 40+ aweek. with no health insurance provided
I was hired as a per diem employee so my company does not have to provided health insurance. (for you who have never had a per diem job that employee is "supposed to" fill in spots of the schedule that have holes "basically less then part time hours".) I'm in health care and have worked several "per diem" positions over the years and have always worked 40+ hours. I work with many other people who are per diem who work more than a part time schedule.
I do not at this time have health care and have not for several years. I do not get paid anywhere near enough to pay out of pocket and do not fall under any other category.

I was wondering how many people out there are in similar situations
08/29/2012
kitty1949 kitty1949
My job currently does not offer health insurance to full or part time employees. It sucks.
08/29/2012
Sundae Sparkles Sundae Sparkles
Quote:
Originally posted by kitty1949
My job currently does not offer health insurance to full or part time employees. It sucks.
that's a shame.
I don't understand how business can get away with such things.
not to be political or anything but what is going to happen to people like us who work & our jobs do not provided health insurance (I don't know about you but I'm barely scrapping by) I can not afford health insurance nor will that change anytime soon, and now we will be forced to pay for health insurance or be fined?

I think business should be held accountable they should have to provided some type of insurance or emergency insurance to their workers
08/29/2012
LadyDarknezz LadyDarknezz
I'm on my father's insurance plan. I'd be screwed if I weren't considering I have a couple of chronic illnesses, one of them requires constant doctor/hospital visits. I also have to take lots of prescription medications every day, and they cost a lot WITH insurance...I'd hate to pay the full price for them.
08/29/2012
unfulfilled unfulfilled
I do not have insurance.

My kids are on state insurance, but we still have to pay up to a deductible.

My husband has state sponsored insurance from his work because he works at a public school.
08/29/2012
Beck Beck
I don't work, but my partner does. Currently, we can't afford the price of his work's insurance; at more than 700 a month, I don't know anyone who can. We have to opt out of it because that is more than our rent. We really can't afford that. We have been lucky enough to still get state funded medical, which is medicaid or medicare. We don't qualify for it much longer, but thanks to a 12 month law, we will have it for another 6 months. The 12 month law says that if anytime in the last 12 months you qualified, you still qualify. I don't really understand it, but I am not complaining. We get everything covered with no co pays, or anything. They only thing we have ever had to pay for was a few dollars for brand name prescriptions over generic.
08/29/2012
Beck Beck
Quote:
Originally posted by Sundae Sparkles
I currently work 40+ aweek. with no health insurance provided
I was hired as a per diem employee so my company does not have to provided health insurance. (for you who have never had a per diem job that employee is "supposed to" fill in ...
I find it ridiculous that people work in the health care field and aren't provided insurance! I have known many people who were Aids, home health care workers, and the like that never get insurance because their job doesn't offer it. It makes no sense that you work in health care and can't have health care yourself. You would think companies would want healthy employees for such positions.
08/29/2012
Lildrummrgurl7 Lildrummrgurl7
I'm a full time student and I'm still on my parent's insurance. My fiance works full time and has insurance though, so I could be on his insurance plan if it weren't so expensive.
08/29/2012
Geogeo Geogeo
I'm part time and don't have insurance, it sucks.
08/29/2012
Kitka Kitka
My husband works full time and we only really have major medical coverage. I'm covered through Medicaid for my planned parenthood visits and birth control but beyond all that, that's it for us. If we need dental work or something else that isn't covered my mother-in-law will typically try to help out financially and we work it off by gardening, etc. at her house.
08/29/2012
michael scofield michael scofield
im on medicaid
08/29/2012
Apirka Apirka
I work about 50 hours a week and no, I don't have health insurance. I don't have a "normal" 9-5 job... I provide child care for my cousin.
08/29/2012
Ansley Ansley
Quote:
Originally posted by Beck
I find it ridiculous that people work in the health care field and aren't provided insurance! I have known many people who were Aids, home health care workers, and the like that never get insurance because their job doesn't offer it. It makes ...
You know, that's my also my biggest complaint about the whole health insurance thing.

People are bitching and moaning about how unhealthy workers hurt the bottom line for a corporation and yet, they offer no incentive or way to remain healthy. They're jobs are also usually the most stressful professions out there, which only exacerbates their health issues.

We get a lot of things right in this country, but this is certainly not one of them. No matter which side of the fence you're standing on, there's always some loophole or general lack of coverage to complicate matters.
08/29/2012
Taylor Taylor
I work part time as a massage therapist. I definitely don't get insurance through work. I was on my dad's insurance until a month ago because I had my birthday and was too old to be on it. Now I am on cobra which I believe I can be on for 18 months. It is $500 a month though so I definitely can't afford it right now, so fortunately my dad said he would cover it until the end of the year if I needed it and I could pay him back when I could.

I just graduated a few weeks ago and I'm hoping after I take my boards in a couple of weeks that I can find a job as a physical therapy assistant that will have insurance for me. Insurance is the ONLY reason I went back to school. I would rather do massage, but I needed a job with benefits.

I pretty much had a nervous breakdown a couple of months ago and have been getting a lot of treatment for anxiety. There would be no way we could afford it without insurance, so it sucks that basically the only option I have is to pay $500 a month out of pocket.
08/29/2012
gypsymama gypsymama
We have always been uninsured by choice. Do to personal philosophy, we don't go to doctors except for emergency situations. They few times those have come up we simply pay the bill. In the last 15 years we would have spent 10 times as much on insurance as we have paid in medical bills.
08/29/2012
bayosgirl bayosgirl
I work part-time (30ish hours or so) as a food server in a restaurant. Health insurance coverage is very rare in this industry and even more so for a small business like ourselves. I wish my parents could offer a health insurance option for our employees, but that hasn't come up yet. There is some talk of making me Manager (we don't have one right now) so maybe my opinion would be worth more if that happens.

I worry all the time about not having insurance-what if I get pregnant again? Or God forbid I become ill? I pay $80 out-of-pocket to see my doctor, but specialists and hospitalizations make that like peanuts. One of my goals is to find a job that offers insurance. I'll probably keep working at my parents restaurant, but insurance is so important that I will work a second job just to have it, even though the income will likely be considerably less.
08/29/2012
ViVix ViVix
Quote:
Originally posted by Sundae Sparkles
I was wondering what other people out there's status for health insurance was
I work part-time and I am on the Healthy Indiana Plan, which is basically a step up from Medicaid.
08/29/2012
Michelle Conner Michelle Conner
Quote:
Originally posted by Sundae Sparkles
I was wondering what other people out there's status for health insurance was
I do not have insurance
08/29/2012
ejrbrndps ejrbrndps
i have full benefits and good pay
08/29/2012
Mamastoys Mamastoys
I work for the state and up until last year, they paid for it. Then last year, we had to start paying for part of it and not surprising, we have to pay more this year. But at least we have coverage!
08/29/2012
Lioncub Lioncub
I work full time as does my husband. They offer insurance at my job and we have to pay the premium. My husband's job pays 100% of the premium, so we have his insurance.
08/29/2012
Ex-prude Ex-prude
So glad that I can stay on my parents' plan until I'm 26 now! Can't easily get it while in college.
08/29/2012
G&L G&L
Full time. Teacher so insurance is about $50 a month for just me.
08/29/2012
duff duff
i dont have one but my hub gets it from work
08/29/2012
MrWishyWashy MrWishyWashy
I am a FTE and my job provides health coverage for myself and children.
08/29/2012
Deeder Deeder
Work full time, and through my work I pay $129.62 a week to cover myself, my husband, and both of our kids. The breakdown: Each week $112.78 goes towards Health and Prescription coverage, $3.11 to Long-term Disability, $11.50 to Dental, and $2.23 to Vision. It is worth every penny!

Also, because of the time I have in with my company, I get $50,000 worth of Life insurance for FREE. It definitely makes my life a little less stressful.
08/29/2012
gsfanatic gsfanatic
Full time and health insurance, that was one of my reasons for picking the place where I work.
08/29/2012
Cat E. Cat E.
I currently do not.
08/30/2012
darthkitt3n darthkitt3n
I work part time and my fiance works full time. Our employer offers health, vision, and dental insurance plans to cover individuals and those with dependents. Unfortunately their plans are not worth it in any way unless you pick the most expensive plan. The cheaper ones have a high deductible that must be met each year before the insurance will pick up. Even after the deductible is met, you have to pay a copay and I think 10% of the bill.

For that reason, I'm still on my dad's insurance plan. My fiance currently only has dental insurance. I am planning on getting a new job soon so hopefully I'll find one with benefits. I am pretty sure I need knee surgery at some point, so finding a job with benefits is very important.
08/30/2012
  • 1
  • 2
Total posts: 44
Unique posters: 39