How do you feel about the individual mandate being upheld by the U.S. Supreme Court?

Contributor: asphyxia asphyxia
Here are some facts about the individual mandate.

I'm pretty happy about it. I think it's a good step towards fixing the broken US healthcare system. I feel that healthcare reform should have gone further and implemented nationalized healthcare, but that's probably not going to happen. Unfortunately, now that the tea party can't bloviate about the individual mandate, they will now find another ridiculously distorted "issue" to freak out about.

I'm not looking for an exclusively liberal discussion, even though I'm unabashedly on the extreme left. I would love to hear what everyone thinks, even people that don't agree with me! Let's open a dialogue and learn about what makes each of us support what we do.
06/28/2012
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Contributor: Ansley Ansley
I'm excited but decidedly cautious and just a little bit cynical. I'm interested to see what happens. That's for sure.
06/28/2012
Contributor: Modern^Spank^Anthem Modern^Spank^Anthem
unsure
06/28/2012
Contributor: Petite Valentine Petite Valentine
I'm surprised they upheld it. Now I'm waiting to see what happens…
06/28/2012
Contributor: Yaoi Pervette (deleted) Yaoi Pervette (deleted)
I am not sure how I feel about it. If everyone is supposed to have health insurance, what does that mean for someone goes to the emergency room without it? Will they still get care regardless if ability to pay as is required already? What if a person is unemployed and can't afford to buy coverage? I can understand the confusion over the mandate, because I don't fully understand how it's going to work myself.

That's not to say it is all bad. At least now people with pre-existing conditions can get coverage. I have been turned down previously by insurers for that reason.
06/28/2012
Contributor: asphyxia asphyxia
@Stormy I'm also curious about what's going to happen next!

@Petite Valentine I was really surprised myself! I'm waiting for the people that are much smarter than me to analyze it all so I can better understand the motivation behind the decision.

@Yaoi Pervette I totally agree with you about the pre-existing conditions! I'm REALLY happy about that and also the clause that allows kids to remain on their parent's insurance until they're 26.

If anyone is interested in reading a sort of long explanation about the whole thing, my husband sent me a great link from reddit. It's posted in the "explain it to me like I'm 5 years old" subreddit. Definitely worth a look! I'm in the middle of reading it now. It answers A LOT of questions and clears up many of the confusing points.

The reddit post linked above also mentioned another link that does a pretty good job of explaining most of the big questions about it, in a probably easier-to-read format.
06/28/2012
Contributor: Errant Venture Errant Venture
There are some people who, because this was passed, now wish to move to Canada (link). Okay ...
06/29/2012
Contributor: Peggi Peggi
Quote:
Originally posted by Errant Venture
There are some people who, because this was passed, now wish to move to Canada (link). Okay ...
Me, my family, my hubby's family, and my hubby, for example?

We'd rather live in a country that still has the universal health care minus the fines we will NEVER be able to afford vs jail time for not affording the fines.

Personally, I just don't see how I can come up with $186 per year without prostituting myself or selling drugs, as I can barely afford toothpaste and have been asking friends for laundry soap for the last 5 months.

I see NOTHING good coming of this for anyone but the high class and those with money.
06/29/2012
Contributor: pasdechat pasdechat
There are a lot of things I like about the health care law (coverage for those with preexisting conditions and allowing kids to stay on their parents' health care until they're 26, for example), but I'm not so sure about the individual mandate. I'm not opposed to it in principle, but there are many people who can't afford to buy health care but aren't considered poor enough for Medicaid. Even the fines are a lot of money to someone who doesn't have very much. In theory it's a good idea, but it doesn't seem particularly well thought-out. The bottom line is that health care is still just too expensive, and I don't see how this law is going to change that.
06/29/2012
Contributor: Yaoi Pervette (deleted) Yaoi Pervette (deleted)
Quote:
Originally posted by pasdechat
There are a lot of things I like about the health care law (coverage for those with preexisting conditions and allowing kids to stay on their parents' health care until they're 26, for example), but I'm not so sure about the individual ... more
That was my concern. It seemed like a tax on low income families, because they are most likely to be unable to afford insurance.

Peggi, the "fine" would not result in jail time if you were unable to pay. The penalty is being treated as a sort of tax on people without insurance. I think that is the only way the Supreme Court was able to rule it constitutional.
06/29/2012
Contributor: P'Gell P'Gell
I was so surprise and.... proud of Justice Roberts voted to keep most of the plan. I was flabbergasted. He said something to the effect that he was sick of everyone just voting "along party lines." WOW! I feel encouraged, I thought for sure he'd side with that... man..... Scalia.

My daughter who is in Grad School and whose job does not provide insurance may now stay on our health care plan. My youngest child, who has had myriad health issues cannot "max out" of health care, nor can she be discriminated against for having pre-exisiting conditions.

I'm pretty happy. Surprised, but happy. SO glad my daughter won't lose her health care. Our oldest moved out a few years ago, (before the Plan) and went nearly a year without health care twice. It was breaking my heart and my heart was in my throat constantly. This child also has health issues and it was horrible that rich people were trying to fuck her over.

Small companies with less than 50 employees still won't have to provide health care, if they choose to remain so selfish, so the Right has NOTHING to bitch about concerning "small businesses." If you have more than 50 employees, you're a "medium size business" so they need to deal with it.

Sometimes the 99% actually WIN!
06/29/2012
Contributor: P'Gell P'Gell
Quote:
Originally posted by Peggi
Me, my family, my hubby's family, and my hubby, for example?

We'd rather live in a country that still has the universal health care minus the fines we will NEVER be able to afford vs jail time for not affording the ... more
If you can't afford toothpaste, you should be in an income class where you could easily get Medicaid. That's what it's for.

The fine would be $3.57 a week for a family of two, half that for a person alone, if you don't buy health care. If you don't have that, you should qualify for Medicaid. There ARE other ways to make under four bucks a week other than "selling drugs or prostituting yourself." Really. Hyperbole anyone? You can probably find that much in the cushions of your couch.

I don't see the problem. And, there's no freaking "jail time." STOP listening to Rush Limbaugh, FOX News and their ilk and get your news from reputable sources so you don't think things that are totally UNTRUE and exaggerated.

Really, it's ridiculous. If you don't have an extra $3.57 a week, you should easily qualify for Medicaid.
06/29/2012
Contributor: Yaoi Pervette (deleted) Yaoi Pervette (deleted)
Quote:
Originally posted by P'Gell
If you can't afford toothpaste, you should be in an income class where you could easily get Medicaid. That's what it's for.

The fine would be $3.57 a week for a family of two, half that for a person alone, if you don't buy ... more
It is good that Medicaid is expanding to even include individuals without children. I fell on hard times when I was younger. I inquired about medical assistance in my state and was told I did not qualify due to not having children.
06/29/2012
Contributor: P'Gell P'Gell
Quote:
Originally posted by Yaoi Pervette (deleted)
It is good that Medicaid is expanding to even include individuals without children. I fell on hard times when I was younger. I inquired about medical assistance in my state and was told I did not qualify due to not having children.
Right, it's been expanded. Someone who literally has no money for toothpaste should easily qualify.

This strengthening of the plan will hurt no one, yeah, the Rich may have to shell out some of their ill gotten gains to actually INSURE their workers, but aside from that, I don't see any downsides.
06/29/2012
Contributor: P'Gell P'Gell
Quote:
Originally posted by pasdechat
There are a lot of things I like about the health care law (coverage for those with preexisting conditions and allowing kids to stay on their parents' health care until they're 26, for example), but I'm not so sure about the individual ... more
Yes, health care IS still too expensive. But, the "fine" for a single person who, for some reason doesn't qualify for Medicaid yet doesn't buy personal insurance, and whose employer still won't give up the goods and provide insurance is $1.85 a week. That's a hell of a lot less than my husband and I PAY for health insurance (which has a $1,000.00 deductible AND copays.) When people don't have insurance MY insurance and everything in every doctors' office and hospital goes up in price to pay for people without insurance who use the ER as a doctor's office and never pay.

WHEN fewer people are misusing the health care system, prices should fall. THAT is part of the built in plan of this plan. Fewer bills that get rationed out to EVERY person in the hospital, lower costs.

A friend of mine's 5 year old son had a heart transplant last week. Without this plan, he would have Maxed Out of his insurance BEFORE he turned 8, they wouldn't be able to insure him and pay for ongoing medical care and he will have died before his 9th birthday. It saved this little boy. I have clients who were born prematurely and maxed out of their health care plan by being in the NICU before they came home from the hospital. NOW these children can be covered again, and many of them have ongoing health issues which forced many of their parents to lose their homes, work two or more jobs, go on Medicaid etc.

There are millions like these children, many in less dire straits, but still many NEED this plan.
06/29/2012
Contributor: P'Gell P'Gell
Quote:
Originally posted by Errant Venture
There are some people who, because this was passed, now wish to move to Canada (link). Okay ...
Does ANYONE else see the ridiculous irony of this? Canada is certainly a much more socialist country than the USA. ALL the people on the site quoted above (who are "moving to Canada") are Right Wingers. They're going to move to a country where *GASP* they will have to pay MORE taxes and have *GASP* Socialized Medicine? WTF? Canada is a pretty liberal country, Canada isn't going to let these people in to live and work. Do these people not KNOW this? Sheesh.

Plus, it's nearly impossible to be allowed a work permit in Canada. I've entailed why in the past, but unless you can do a job NO Canadian can do, already have a job lined up, or have been recruited by a Canadian company to work for them, you will not be granted a work permit in Canada. The Canadians aren't stupid. The last thing they want are our Right Wingers who can't understand how Health Care or basic economics work and thinks that Americans who HATE Socialized Medicine can just waltz into Canada and be welcomed with open arms.

These Right Wingers are in for a HUGE surprise.
06/29/2012
Contributor: Gina RPG Geek Gina RPG Geek
Quote:
Originally posted by asphyxia
Here are some facts about the individual mandate.

I'm pretty happy about it. I think it's a good step towards fixing the broken US healthcare system. I feel that healthcare reform should have gone further and implemented nationalized ... more
It at least seems like its something. The entire state of the nation makes me very sad. I don't' think the USA is what it should be at all and that too many people don't care about doing anything about it. I can't stand that no matter what every president we have is the same as the last no matter what party they belong to. I'm ready for REAL change, personally!
06/29/2012
Contributor: Errant Venture Errant Venture
Quote:
Originally posted by Peggi
Me, my family, my hubby's family, and my hubby, for example?

We'd rather live in a country that still has the universal health care minus the fines we will NEVER be able to afford vs jail time for not affording the ... more
P'Gell answered this to my satisfaction.
06/30/2012
Contributor: P'Gell P'Gell
Quote:
Originally posted by Errant Venture
P'Gell answered this to my satisfaction.
Glad I could help. I usually try to approach politics with facts and figures and find out the actual truth, at least as close as I can come.

I don't like zealots on either the Left or the Right. Being grounded and figuring things out methodically and logically works out better than hyperbole any day.

06/30/2012
Contributor: pasdechat pasdechat
Quote:
Originally posted by P'Gell
Yes, health care IS still too expensive. But, the "fine" for a single person who, for some reason doesn't qualify for Medicaid yet doesn't buy personal insurance, and whose employer still won't give up the goods and provide ... more
Oh, no, I'm not arguing with the fact that the law will help a lot of people, and as I said, I agree with most of it. It's just that I feel like there has been very little attempt (by conservatives OR liberals) to address the fact that the insurance available for those who aren't covered through jobs or school is still insanely expensive. My mom is most likely losing her job, and in the area where she'll probably be living--she's moving back in with her father--she's looking at a $10,000 deductible. Just for regular health insurance. Obviously paying the fine/tax is much cheaper, but in principle it still just doesn't seem "fair" that someone who can't afford to buy health insurance--but would if they could--is being penalized for it. Personally, I would like to see a further expansion of Medicaid, but I can't see that happening anytime soon, so I'm just crossing my fingers and hoping that prices will fall when more people are covered.
06/30/2012
Contributor: Yaoi Pervette (deleted) Yaoi Pervette (deleted)
Quote:
Originally posted by pasdechat
Oh, no, I'm not arguing with the fact that the law will help a lot of people, and as I said, I agree with most of it. It's just that I feel like there has been very little attempt (by conservatives OR liberals) to address the fact that the ... more
I hear you about the cost. Even if I hadn't been turned down for pre-existing conditions, the insurance would have been crazy expensive.
07/01/2012
Contributor: gsfanatic gsfanatic
I'm kind of sad that they didn't get rid of the individual mandate, since it would really hurt insurance companies. Still not convinced for-profit health care makes sense, at least not without major regulations that nobody's willing to put on the table.
07/01/2012