When hurricanes destroy so many homes right on the ocean, I wonder, should be limit residential construction that close to the water?

Bignuf Bignuf
I always wonder why people keep rebuilding where storms will be sure to rip their homes down at some point. Should insurance pay for (and we are all going to pay higher premiums to cover this), the rebuilding of private homes right on the ocean like this?
10/31/2012
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Gary Gary
Quote:
Originally posted by Bignuf
I always wonder why people keep rebuilding where storms will be sure to rip their homes down at some point. Should insurance pay for (and we are all going to pay higher premiums to cover this), the rebuilding of private homes right on the ocean like ... More
I totally agree with you. NOLA for example, below sea level - by the sea. While some disasters cannot be avoided, there are certain places that are at a way higher risk than others. Forcing people to move in the long run would probably save money, resources, and lives in some cases.
10/31/2012
El-Jaro El-Jaro
It's a human thing, to live by the water. It's never made much sense to me. I could see vacationing, but not living there.

It does all boil down to money though. Having a home with a water view is seen as a luxury thing and people pay for it.
10/31/2012
MidnightStorm MidnightStorm
I don't know that I necessarily agree that people simply shouldn't build homes on/near the ocean. On that same thought process, St. Louis is on/near a major fault line, should we bar people from living there as well? What about places where avalanches are common or electric storms can pose a great risk? Forest fires? I know that it seems like hurricanes are a little more frequent than many of those things, but I think you'll find that most people that live in major cities near the water aren't there living in "luxury" homes. Cities are cities and people of all credit scores and societal levels end up living there. I do feel that it is dangerous: hurricanes are a risk you take living in cities and towns by the ocean, but there are many people who spend their whole lives in oceanside towns and are never impacted by a hurricane beyond a few days of heavy rain.
10/31/2012
edenguy edenguy
If they opt for the approprate insurance and evacuate when necessary I don't see the problem. If however people choose not to evacuate and then require emergency people to risk their lives to rescue them that is something else
10/31/2012
Total posts: 5
Unique posters: 5