With this being such a young group, I wonder how many will just "pay" the hundred dollar fine the first year, and not spend a few hundred on the premiums for insurance, or will folks buy it, even if they are young and healthy?
I think it's important to have insurance no matter ones age. even young people get serious illnesses. there are no guarantees just because one is young.
I so agree with you. Accidents, and illness can hit anyone, any time. Young people feel themselves invulnerable, but one bad driver behind you at a stop light, or an appendix that decides to pop can wipe you out financially, for decades. However, I suspect a lot of young people still don't realize that they are being required, by law, to purchase insurance by the end of this year, sometimes for a couple hundred dollars a month. I just spoke to a group of college kids who were, frankly, clueless about this, and that was scary. They are going to quickly find out, as this years fine is low, but will go up quickly in the next couple years. I still think many will pay the fine, rather then pay a large monthly premium. I just am trying to see how the many college age people who seem to be on this site, feel about it, and what they plan to actually do. I find it interesting that almost no answers have been posted to this yet.
I don't know. I am still trying to figure that out. My job doesn't offer it, this new law is screwing me up cause I don't think I can afford insurance and I don't know if over all it would be cheaper and or better to hopefully find insurance I can afford or to just pay the fine and keep going on without it like I have been for years.
I think I'm going to buy a policy, that's what I've been doing the last couple of years since I couldn't be on my parent's coverage anymore. I have two part time jobs so I can't really get coverage through work. I'm looking for a full time job with health benefits, but I've found that the jobs in my area that offer health benefits for massage therapists offer ridiculously low salaries.