How do you budget?

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How do you budget?

charletnarouh charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or amount set aside specifically for toys?
Answer below, if you're comfortable, with details of your system for including toys in your budget and how much per week/month/year/etc. you spend on toys.
Answers (private voting - your screen name will NOT appear in the results):
I have a specific set amount that I'm allowed/allow myself to spend on toys.
3
I have an allowance or amount in my budget that I'm allowed to spend on whatever I want and toys come out of that.
4
I buy toys whenever I have the money to afford what I want.
8
I plan purchases carefully and save money and/or points until I have enough set aside to buy.
40
I have a special bank account or credit card that I reserve for my toy purchases
I have a jar/box/other vessel for collecting spare change and cash that I spend on toys.
1
I only make purchases when I have enough points to cover all or a certain amount of my purchase.
8
I usually don't have to make a special consideration for toys/My financial situation usually allows me to buy whatever I want.
I always stick to whatever budget plan I have for buying toys.
3
I usually stick to the budget plan I have for buying toys, but sometimes I bend the rules.
4
I have a plan but I don't usually follow it, or often break the rules.
I have no budget plan for toys.
2
The infamous other.
Total votes: 73 (48 voters)
Poll is closed
03/26/2012
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TexasBrat TexasBrat
Quote:
Originally posted by charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or ...
I don't have a set amount. When we either order from online, or go to a toy shop, we have the extra money to spend. Usually, it's at least $100 for fun money.
03/26/2012
Khanner Khanner
My rule of thumb is to never spend more than 20 dollars after the shipping/points/coupon calculations, but I also have to have a surplus in my bank account to consider buying things other than necessities.
03/26/2012
HugsAndBites HugsAndBites
i try not to spend any money or if i do i try to wait for a good sale or deal... but honestly if i really wanted something id save until i couldnt take it anymore/ saved enough that i didnt feel bad about getting it.
03/26/2012
curious kitten curious kitten
I decide how much I can spend then use points and discounts to put it together.
03/26/2012
dhig dhig
i'm definitely a planner
03/26/2012
Melan!e Melan!e
only when I've got the extra cash ahead.
03/27/2012
sweetpea12 sweetpea12
Quote:
Originally posted by charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or ...
I save my points up and wait until i have enough money so I can buy what I want
03/27/2012
Stinkytofu10 Stinkytofu10
Quote:
Originally posted by charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or ...
We used to make a lot of impulse purchases. Now we tend to plan for things, and save up points for them.
03/27/2012
jeep9 jeep9
i save up my points for them
03/28/2012
MamaDivine MamaDivine
Quote:
Originally posted by charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or ...
It all depends on what I want. Normally though I am meticulous about planning an order out lol.
03/30/2012
Hot'n'Bothered Hot'n'Bothered
yeah it's called wait until I have enough points for said item. There has only been one time I've spent actual 'money' (only like $15) and It was on a visa GC I won..
03/31/2012
roskat roskat
I plan and save.
03/31/2012
RomanticGoth RomanticGoth
I plan and save my points and gift cards until I have enough or very little acutal money over the amount.
03/31/2012
Azule Azule
I always plan and save enough to cover a large majority if not all of the item.
03/31/2012
Gracie Gracie
I stay in my budget, but I also save points and wait for a sale or coupon.
03/31/2012
LavenderSkies LavenderSkies
Quote:
Originally posted by charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or ...
I plan carefully.
04/02/2012
YouAreMyFetish YouAreMyFetish
I'm fairly new to the "business" and it's hard to wait to try everything I want to try. When I first started using toys (by myself), I bought a vibrator I could afford and used it until it wore out. Then I bought another one, etc. Once I started dating my current partner, I started buying things we could incorporate into the bedroom--other vibes, some bondage cuffs, etc. I splurged a bit on the cuffs, but now I plan ahead. I know what I want to try and I'm saving my points and extra cash for it. If there happens to be an awesome sale, sometimes I'll spontaneously take advantage of it, but I shouldn't do that too often.
04/03/2012
Clubbinseals Clubbinseals
plan carfully
04/03/2012
Missmarc Missmarc
Quote:
Originally posted by charletnarouh
Do you have a system for working the cost of new toys into your budget? Do you save specifically, do you just buy when you have the money or do you normally have the money to buy whatever you want, or do you have some kind of allowance system or ...
I haven't gotten any new toys recently. I been using money I have on clothes.
04/04/2012
Tangles Tangles
I only buy when I have enough points to cover the entire cost! It slows things down a bit, but it's better for my wallet!
04/04/2012
spineyogurt spineyogurt
I make wishlists
04/04/2012
HannahPanda HannahPanda
Whenever I buy, it's spontaneous.
04/04/2012
BlooJay BlooJay
I make sure I want something at least for a couple of weeks before I buy. I don't go too crazy! I like to have money for beer and golf.
04/04/2012
Total posts: 24
Unique posters: 24