I have Bipolar I and severe migraines. I have good insurance, but it will be gone come the end of this month. My company switched to a high deductible plan and most of my specialists (that it took me about ten years to find) will be out of network. So I will be royally screwed next year. My migraine doctor will be in network, but my more often seen Bipolar doctors will not be. I go to one doctor every other week and the other once every three months for my medication. Oh, and the medications for both conditions are crazy expensive. Three of my meds are over $100 per refill. One of them is a monthly medication. I take over ten medications, so three of many cost over $100.
I've complained to HR that their new policy has screwed me over. I told them the new plan is no good for anyone with a pre-existing condition that needs to see a doctor regularly. They said they would "see what they could do." I haven't really heard back. I'm so shocked. Ha.