Have you done any "financial counseling"?

Bignuf Bignuf
I just took a class in financial management, just for managing my own finances. It was offered free at work. My oh my, how helpful it was. Gave me whole new insight to saving, investment and a direction to paying off debt.

Has anyone else found real benefit (or lack of it) from a real financial management course?
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- Kira - - Kira -
I do financial advising now for a living, but before I did that I took a class in college on financial management that really shaped the way I handled my money for the rest of my life. Before that I couldn't have told you how to make or keep a budget, balance a checkbook, save some of a paycheck, or anything. Since that class I always saved at least 10% of everything I made and kept a strict budget of what I spent on everything. I feel like I've always been financially better off than most of my friends because of that class along with books I read after taking it. I think everyone should take a financial class. I actually think they should put these in high school curriculum. You have no idea how many college kids I see that have NO clue what they're doing with money.
Ghost Ghost
I am definitely not qualified.
KrazyKandy KrazyKandy
I took finance classes and boy it changed my life. I no longer shop at high end stores every other day. Dont get me wrong I still love clothes but now abstain from it because I love to travel more.
married with children married with children
nope. Lots of business classes. I learned about personal finance from a manager at work back when I was 19-20. That got the ball rolling. I also grew up poor, so I knew where that road would take me. I worked and spent only a portion of my checks, saved the rest. Now I pay cash for just about everything. I have tons going into personal investments for the future. I learned to set my self up for not living check to check.

Thats one of the problems in the country, people do not know how to live within their means. And thats not meant to be disrespectful. We all have different means, thats life. But if i am only making 35K a year, should I go out and buy a 55k truck? Dont get me wrong, I would love a new 55K truck, but I drive a 17K car. All about not being a slave to debt.
bdvnt bdvnt
I've taken a few finance courses, but one that I highly recommend is an income tax class. I was part of the VITA (Volunteer Income Tax Assistance) Program, and went to a class on how to prepare and file income taxes. Awesome class. By knowing the requirements, I'm able to set my finances up to be tax advantaged, and I know what documentation I need to keep. I keep better records now, and it has really helped me save money.
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Unique posters: 6