No it hasn't happened to me, but there was someone that got married and had the same name as my maiden name, and they had credit issues and the credit bureaus were going through the phone book calling everyone in the phone book with the last name as my maiden name leaving messages about late payments. One was left at my mom and dad's and they freaked out, but I assured them it wasn't me and called the credit agency and informed them it wasn't appropriate to leave messages on peoples answering machines in the hopes of finding the "right" person. They did not have my parents phone number on any forms because it wasn't me and they don't even know this other person. My maiden name is uncommon,and the credit agencies thought they would get lucky that way. If they were smart they could have found her on myspace or facebook because that's what I did and saw where she lived.