Those of you in college now (I know a lot of folks here are)....are you doing it on LOANS, having family pay, or paying your way?

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Those of you in college now (I know a lot of folks here are)....are you doing it on LOANS, having family pay, or paying your way?

Bignuf Bignuf
With the expense of college now, I am wondering how many are able to pay their own way, verses taking loans. I guess if your family is paying, then the question becomes, is their contribution a gift or loan?
10/26/2011
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Jul!a Jul!a
I'm not in college right now, but I have an associates degree and didn't get any loans to get it. My mom paid for my classes because she wanted me to have an education. Granted community college costs aren't quite as high as 4 year schooling costs, but college is still college and money is still money.
10/26/2011
Starkiller87 Starkiller87
My loans arent getting paid. They are on hold for about a year. I cant afford them and my family cant. Sometimes life gets in the way, they will get paid but for now I have them on an economic forbearance; so I dont have to pay them till I can.
10/26/2011
Gunsmoke Gunsmoke
My wife is in Grad school for the second time. We still owe $10k on the first $20 in loans - and now $10k more for the $17 her second degree is costing.

My son is a sophomore and we're paying as much as we can. He got a $6.5k loan that we've paid down to about $3.5k.

My daughter is a junior and we've paid it all so far. She wants to go to Europe for a semester next year - we'll take a loan out for part of that.

I'll pay them all off - if I can keeping working long enough!
10/26/2011
Ghost Ghost
Other: I get grant money.
10/26/2011
Ms. Spice Ms. Spice
my parents are kind enough to pay for my schooling. I feel for those who have to pay for their loans after they graduate.
10/26/2011
El-Jaro El-Jaro
I paid for all of mine with student loans. My mom took out a 1k loan to help me make ends, but it's been all on me otherwise.
10/26/2011
Taylor Taylor
I have been paying as I go. Forunately community college isn't that expensive and I am able to pay it. If I go on to finish my Bachelor's and Master's degrees I will probably have to figure out a different way to pay for things.
10/26/2011
Avant-garde Avant-garde
One of my parents works at my school so tuition is free. The only thing that I need to pay for is school material, but that's it.
10/26/2011
Chilipepper Chilipepper
Vocational rehabilitation ... they pretty much said "We'll help you with job placement when you get a degree." Apparently they know of employers who look at education instead of demanding five years experience.
10/26/2011
GenderSexplorations GenderSexplorations
Grants, scholarships, and loans.
10/26/2011
Antipova Antipova
I got an assistantship, so my tuition was free and I got a stipend which covered my fees + living expenses.
10/26/2011
Princess Zelda Princess Zelda
Quote:
Originally posted by Antipova
I got an assistantship, so my tuition was free and I got a stipend which covered my fees + living expenses.
same
10/26/2011
Peggi Peggi
I've gotten a few merit-based scholarships and grants but mostly, I've taken out loans to build credit, and have to pay those suckers off myself as well as any fees for classes I take without loans. For some of the schooling I've done, like medical and dental schools, I needed to take out a loan because of the expense up front. For community college and basic degrees like Associates and Bachelors, those were easier to pay off without loans.
10/27/2011
Ryuson Ryuson
I get all tuition paid for in scholarship, but my dad is covering the rest with me working to help pull what weight I can. Medical school if gonna have to be loans, though, since I've never even dreamed of having $200,000 in my hands (Just typing that number is frighting!)
10/27/2011
RonLee RonLee
I'm STRONGLY recommending to my son that he serve in one of our armed forces. The educational benefits are absolutely outstanding. As well after service, need based financial aid is calculated on the student's military earnings rather than Papa's income.
The state of Illinois has the Illinois Veterans Grant (IVG) of 120 semester hours at any state of Illinois public school. That is completely independent from the federal educational benefit. I myself used the IVG for non-credit continuing education classes, I'd already earned a masters prior to joining the army.
10/27/2011
GravyCakes GravyCakes
i'm taking out a loan. i had HOPE for the 1st 2 yrs, but my grades slipped too much after that & lost it. my parents help out w/ the rest & don't expect me to pay them back. my dad told me that if i kept HOPE till i graduated, or at least got it back before i graduated, or graduated w/ a 3.0 or higher, then he & my mom would pay off my loans when i graduated, so it would be like i got a free ride. unfortunately, i'll only be able to make it to a 2.9. my bf's parents were paying for his & expect him to pay them back for EVERYTHING (they keep tabs on tuition & fees, housing, & even food money that they gave him). they stopped paying for him to go this semester b/c they couldn't afford to since his dad got laid off, so he had to take the yr off to work. i lucked out, though. after my freshman yr, everyone who goes to a college gets a tuition increase EVERY yr till they graduate. idk if that's for the whole state of GA or just my school, though.
10/29/2011
badk1tty badk1tty
I am buried up to my asshole in loans, and still going full time while raising two little girls. Because day care is so expensive, I opt to max out my loans and stay home with them. It'll kick my ass one day, but we'll make it work. You can't replace those growing up years.
10/29/2011
mpfm mpfm
My son is in college and so far he has relied on grants and parents.
10/30/2011
Total posts: 19
Unique posters: 19