Been there, done that. It was a blast. Try it out. Stay in your swimsuits. Get comfortable. Swim for a while. When you're feeling comfortable, join the rest of the nude crowd! There's no hurry to get naked the first time either.
I would alway try something even if I felt uncomfortable. If you dont like it you can stop or leave. That is how we handle everything. But you didn't give the option of taking it all of to try it. LOL I would to try it.
I don't mind, and same with my fiancee. She's actually gone to nude beaches before in Europe. Here's this though.. I don't care who sees her boobs.. just no touching. Down south is only for my eyes though. So only take tops off.
I would probably be the one suggesting a nude beach! But if I was uncomfortable I would go with clothes and take them off if I felt comfortable. I don't think other beachgoers are offended if you keep your clothes on (as long as you're not leering!)
Since we are both naturists it has never been an issue! But if it was the case that he wanted to & I might not want to be totally naked I would just go with the flow & maybe keep my bikini bottom on. But to be frank, I can't see what the problem is with nudity in a social setting! Why would anyone be uptight about being naked when all those around are naked too!