NO, NO, NO!!! Unless you have to means to pay it off every month. They have horribly high interest rates and intice you to buy more with silly sales. Better off to use the online coupons or the ones in the newspaper. Make friends with an associate in a department you always shop in. Bring all your purchases to them to ring up, regardless of department shopped in, so long as another associate did not help you with them. They will let you know about specials and sales if you are good to them. Don't get caught in the trap!