I first discovered credit unions when I was living in WA state in a little college town. From the get-go, I was so impressed with how they treated me vs. the big banks. A minor mistake, such as an overdraft, is not only NOT automatically fined, but they allowed me 30 days to bring it up to balance. And just their friendly attitude overall was really refreshing. Needless to say, when I moved back to my 'home' state I sought out another credit union (I still have my account with the other one, in case I go back, but this one is more convenient for now.) They have been equally wonderful. I even got a surprise $50 promo deposit in my checking account--wooohoo! After these two positive experiences on opposite sides of the country, I don't think ANYTHING could convince me to go back to a regular bank. So, who else loves their credit union?