Would You Lend Money To A Family Member Or A Friend If They Fell Into Legitimate Need?

Wicked Wahine Wicked Wahine
If you do lend, do you expect to be paid back? Have you ever loaned money & been paid back, or NOT paid back? If you like, please, tell your experiences/thoughts on the matter!
Answers (private voting - your screen name will NOT appear in the results):
I would lend whatever amount of money, within reason, to the family member/friend
3  (12%)
I would lend money to my family member or friend but only so much
11  (42%)
I would lend money to my family member but not my friend
2  (8%)
I would lend money to my friend but not my family member
I would not lend money to any of them
1  (4%)
I don't have any money myself..so I couldn't lend them what I don't even have
9  (35%)
I have no idea
Total votes: 26
Poll is closed
05/14/2013
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Zombirella Zombirella
Family, yes. Friend, I'd have to think about it. My family has done a lot for me and if they were in need and I was able to help, of course I'd do it! I would feel obligated to help and I'd want to.
05/15/2013
Beautiful-Disaster Beautiful-Disaster
I have lent money to my mother & sister.. I didn't expect the money from my mother back.. But I damn sure expected it from my sister back... She's a big mooch.. Anyways.. I've "lent" money to friends before & haven't seen money back. So either way... When it comes to me "lending" money... I know I shouldn't expect it back.
05/15/2013
eri86 eri86
If I had money, then yes, I would lend to family. But probably not a friend.
05/15/2013
Woman China Woman China
If it were possible.... It would depend on the friend and on the family member. To some family I wouldn't think twice about giving them a lung or my life's fortune if they had need of it. To others in my family? I would love to be all ego say, 'rot in hell bitch' but that is not my nature, I'd probably give some- but their pride would stop them from asking so I am in the clear.

I much prefer to buy what is needed than to have money exchange hands.
05/15/2013
RonLee RonLee
Yes I would. However, I understand that the probability of actually getting paid back would be low.
05/15/2013
XxFallenAngelxX XxFallenAngelxX
I have a huge heart, so I lend money out, quite often.
05/15/2013
bratcat bratcat
I dont actually have an income, but the little money i have come into i have let to friends. However, there are only a very small handful of friends i will willingly lend money to knowing i will eventually get the money back, while there are others i will not lend more than a few dollars because i know it's money i'll never see again.
05/15/2013
Kitka Kitka
Would we ever lend money to a friend/family member? Sure, if we had the money to do so but most times we're just as broke as everyone else.
05/15/2013
SourAppleMartini SourAppleMartini
I can't afford to lend money to anyone at the moment, but I used to.
05/15/2013
friendswithfangs friendswithfangs
If I had expendable money available, I would try to help those I loved in a pinch, but currently I would have no way at all, too dang broke.
05/15/2013
js250 js250
I have loaned money to family members--even knowing it could or would cause problems. My brother never did pay me back. I did get paid back by other family members, though.
05/15/2013
sunflower sunflower
I usually make it a rule not to lend money because
1. I probably won't get it back
2. I don't have enough money to be lending it out anyway

Reasons not to lend to people:
When they want to buy a pack of cigarettes or money for drugs. An acquaintance who lived in the same apartment building as I did asked me for $25 because it was his last night to get high before the drug test he knew he would fail. I feel really awkward every time someone asks me for money but for that I was like "I'm not in a position financially to be lending money right now, sorry you're on your own." Like I would ever lend to a junkie anyway...

Sometimes I will loan small amounts of money to people who I know have a consistent job and will pay me back. The last time I lent someone money was when one of my friends went to the pharmacy and she didn't have the $17 for her medication. because She was almost deathly low on iron and and she was standing outside Walgreens bawling her eyes out. I didn't have a lot of money to spare at that point either but I felt sooo bad for her and I just said "Look. Come on, calm down. Take this $20 and go inside and pay. Don't worry about it, just pay me back whenever you can." That was something I felt obligated to do and I didn't feel bad at all for lending her for that. Hell, I didn't even really care if she paid me back.
05/15/2013
Adnerbmw Adnerbmw
it depends on who the friend is. And my husband and i have a rule that we dont give money out that we expect to get back, cause we know that generally people have a hard time paying off debt, so if we do give it out we dont expect it, and if we do get paid back thats even better.
05/15/2013
surreptitious surreptitious
Quote:
Originally posted by Wicked Wahine
If you do lend, do you expect to be paid back? Have you ever loaned money & been paid back, or NOT paid back? If you like, please, tell your experiences/thoughts on the matter!
It would definitely depend on which family member/friend were asking and why they needed the money (in this hypothetical, I have the money to lend them. Realistically, I'm in debt myself, so it couldn't really happen). If it were someone that I trusted, I would lend them a good amount of money. I've never not had someone pay be back when I lent them money, but I've never lent anyone more than a hundred dollars, so it's not as if I've taken huge risks.
05/15/2013
Taylor Taylor
I've lent money to friends before, I don't see myself needing to lend money to a family member since they all make more money than I do. I find that most of the time I don't get the money back. I usually assume I will not be getting the money back if I lend it out, but I still think it is a good thing to help a friend when possible. If someone repeatedly asks for money though sometimes you have to rethink the friendship in case they are just wanting to use you.
05/15/2013
PeaceToTheMiddleEast PeaceToTheMiddleEast
If it was for something for their kids then I will do it. I stopped giving hand out long time ago because I was being taken advantage of. I am not the type of person to say no I help who I can if I have it but after awhile it gets over whelming.
05/15/2013
rosythorn rosythorn
I've done it for family I know they will pay me back eventually even if it takes 10 years. No friends have asked yet it depends on who asks and why.
05/15/2013
gsfanatic gsfanatic
I'll loan to friends within reason. It depends on the reason they ended up in that situation and if I can do it without driving myself into need
05/15/2013
KinkyKatieJames KinkyKatieJames
I don't really have the money to loan at the moment. I have in the past though. I was paid back a few times, but was burned out of $3000. After 5 years, I said I needed some sort of repayment (to help with my medical bills). Instead of family being understanding, I was called a bitch. My family sucks.
05/15/2013
wicked48 wicked48
I wouldn't lend to family or friends. I have done this in the past and didn't get paid back.
05/15/2013
Real or memorex Real or memorex
I have lent money to an ex who was in need. It was a loan but I think that you have to accept that when you lend to loved ones, you are probably not going to be repaid. Sure enough, he paid back about 50 bucks of the 400. While I would have preferred to be repaid, I have written this off and am not pissed about it and not going to try to collect. It helped him out of a bad spot and that was my aim in extending the offer of funds.
05/16/2013
Total posts: 22
Unique posters: 22