Do you buy "extended warranties"?

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Do you buy "extended warranties"?

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Contributor: Bignuf Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth many times over.

Do you buy them?
Answers (public voting - your screen name will appear in the results):
Yes, but only on some items (please specify).
Taylor , C&K0143 , Etonia , Bignuf , HannahPanda , Skyshadow , KinkyKatieJames , pinupzombie , Feisty , MissBre
10
No, never.
Rossie , Thong man , CAKES , Isola , Sincerely yours, N , SecretKinksters , dontbackdown02 , ryansex , The-IT-Guy-And-My-Secretary , babyrock , michael scofield
11
Other?
RonLee , Tigrica , TransMarc , U3H , edeneve
5
Total votes: 26 (26 voters)
Poll is closed
08/07/2013
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Contributor: Taylor Taylor
I do on large appliances like my washer and dryer, which has been a good decision so far because they've saved me quite a bit of money in repairs
08/07/2013
Contributor: Thong man Thong man
I never get it. Ever.
08/07/2013
Contributor: Etonia Etonia
As someone who sells people added warranties for various things, it is profitable to get people to buy them. And in most of the cases it pays out for the customer as well (least from mine and friends/family experiences).

Personally I only get them when it comes to a purchase that I'm serious about, like a camera or some electronic item, or luggage or something like that where I expect it to last quite a long time. Most of the time it pays off if something happens to the item, and if it doesn't then for paying whatever the price for the warranty over however many years its good for is nice enough for the peace of mind if you ask me.
08/08/2013
Contributor: Bignuf Bignuf
Quote:
Originally posted by Thong man
I never get it. Ever.
On laptops, tablets, cameras and portable DVD players, I have probably gotten five times back what I paid for in extended warranties and with cell phones...oh my!!! Wouldn't leave the store without it in place. However for garden hoses, and lawn rakes (honest, they offered)..um, not so much.
08/08/2013
Contributor: RonLee RonLee
For the most part NO. However, for some items like my old Palm PDA, the extended warranty paid off.
08/08/2013
Contributor: Tigrica Tigrica
I did once on a computer but the computer decided to brake down 5 months after the warranty was over.

Not sure if I would do so again. Probably only for a very expensive appliance or car.
08/08/2013
Contributor: TransMarc TransMarc
I will next time I buy something expensive.
08/08/2013
Contributor: CAKES CAKES
I have before, and the product broke within a week of the end of the warranty. I don't waste my money on them anymore.
08/08/2013
Contributor: HannahPanda HannahPanda
Mostly on TVs.
08/08/2013
Contributor: Sincerely yours, N Sincerely yours, N
No. I once bought them on a fridge and a laptop. The fridge broke the day after the warranty ended, and the laptop broke a month after I got it. When I mailed the laptop to the manufacturer, they couldn't find any problems with it, even though the screen wasn't working since the hinge was loose. I ended up fixing it myself. Nowadays I don't waste my money on them. If they break, I look it up online and fix them. If they really really break, well that's never happened during the warranty period so I wouldn't know.
08/10/2013
Contributor: SecretKinksters SecretKinksters
Never.
08/10/2013
Contributor: RonLee RonLee
Years ago I worked in corporate headquarters of a major retailer which then and now really push the sales staff to sell extended warranties...
At corporate those warranties were called "pure profit".
08/10/2013
Contributor: stacylyn12 stacylyn12
Quote:
Originally posted by Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth ... more
sometimes
08/10/2013
Contributor: wetone123 wetone123
I have bought warranties on several large/expensive items, but the only one that paid off was on my computer. I think from now on that would be the only thing I'd buy one for again.
08/10/2013
Contributor: dontbackdown02 dontbackdown02
Quote:
Originally posted by Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth ... more
not any more because they don't always honor them, so i'm out the money I paid for the extended warranty and still have to pay to fix or replace the product.
08/10/2013
Contributor: Sincerely yours, N Sincerely yours, N
Quote:
Originally posted by RonLee
Years ago I worked in corporate headquarters of a major retailer which then and now really push the sales staff to sell extended warranties...
At corporate those warranties were called "pure profit".
I knew it.

I recently bought a new phone, and they were trying to push an extended warranty on me. I got so fed up with them after a while, since I have a one year manufacturer's warranty anyway and only have to avoid breaking it for six months afterwards before I replace it anyway.
08/10/2013
Contributor: Skyshadow Skyshadow
Quote:
Originally posted by Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth ... more
Items that may have lengthy repair times I can do myself so I do not purchase extended warranties, however if the aforementioned item's components are expensive than I consider buying one.
08/11/2013
Contributor: KinkyKatieJames KinkyKatieJames
I will if the item is expensive enough. Most recently, I purchased the extended warranty on an air conditioner.
08/12/2013
Contributor: pinupzombie pinupzombie
I do on large appliances, when I can afford it.
08/12/2013
Contributor: Bignuf Bignuf
Quote:
Originally posted by Etonia
As someone who sells people added warranties for various things, it is profitable to get people to buy them. And in most of the cases it pays out for the customer as well (least from mine and friends/family experiences).

Personally I only get ... more
No doubt they are profitable, as stores work hard to push them, but as you say, it is "peace of mind" for some expensive things...especially those prone to breakage in being toted around, like Cameras and Tablets.
08/12/2013
Contributor: Bignuf Bignuf
Quote:
Originally posted by Sincerely yours, N
I knew it.

I recently bought a new phone, and they were trying to push an extended warranty on me. I got so fed up with them after a while, since I have a one year manufacturer's warranty anyway and only have to avoid breaking it for six ... more
My $399 smart phone went face down on the concrete the second day I owned it. I had to run across the parking lot at work for an emergency and it just slipped off my belt. Even with the "hardened glass", it shattered into a million bits. I had a new phone, FedEx the following day. No extra charge. That three dollars a month was more then worth it to me!
08/12/2013
Contributor: Bignuf Bignuf
Quote:
Originally posted by KinkyKatieJames
I will if the item is expensive enough. Most recently, I purchased the extended warranty on an air conditioner.
That is the key...expensive and prone to failures or "breakage" due to whatever item it is.
08/12/2013
Contributor: Bignuf Bignuf
Quote:
Originally posted by dontbackdown02
not any more because they don't always honor them, so i'm out the money I paid for the extended warranty and still have to pay to fix or replace the product.
The one's I buy on Amazon and from my cell phone carrier have never presented a moments problem. Claims were handled in 24 hours each time.
08/12/2013
Contributor: Bignuf Bignuf
Quote:
Originally posted by wetone123
I have bought warranties on several large/expensive items, but the only one that paid off was on my computer. I think from now on that would be the only thing I'd buy one for again.
Cameras are another item that is prone to damage and very delicate. Sure worth the warranty to me.
08/12/2013
Contributor: Feisty Feisty
Depends on the item. I did when I purchased my DSLR camera, and I am so glad I did because I needed several repairs on it over the years.
08/12/2013
Contributor: C&K0143 C&K0143
Quote:
Originally posted by Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth ... more
Both the wife and I work in retail and there is a huge difference between extended warrenties and protection plans. Extended warrenties are garbage. They offer nothing more than defect protection. Depending on the plan and the item, and actual protection plan can absolutely be worth the money. So far a couple hundred dollars in protection plans have saved the wife and I thousands in replacements and repairs. - C
08/18/2013
Contributor: The-IT-Guy-And-My-Secretary The-IT-Guy-And-My-Secretary
Quote:
Originally posted by Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth ... more
I say no, reason being most things that require extended warranties I can usually fix the problem cheaper after it breaks without the warranty. When it comes to something I probably cannot fix then I consider a warranty. Of course I then treat anything that does not have a warranty with kid gloves everytime I touch it because Im afraid its going to break. So that peace of mind thing is a big player in the discussion.
08/19/2013
Contributor: babyrock babyrock
i've always heard it's not worth it.
08/28/2013
Contributor: cmm cmm
Quote:
Originally posted by Bignuf
If so, on what?

It seems that stores push these warranties on just about everything now. Must be very profitable for them. However, on electronics, camera gear, and major home appliances, I always buy it and have gotten my money's worth ... more
I bought one on my iPad and it saved my ass. I smashed the screen and got a replacement after paying a $50 deductible.
09/10/2013