The New Intimacy

Do you prefer banks or credit unions?

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Contributor: pestilence pestilence
Which do you like better? Why?
Answers (private voting - your screen name will NOT appear in the results):
Banks
21  (35%)
Credit Unions
32  (53%)
Other
7  (12%)
Total votes: 60
Poll is closed
11/22/2012
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Contributor: Creepellah Creepellah
none
11/22/2012
Contributor: ejrbrndps ejrbrndps
only ever had a credit union, and they always have good rates
11/22/2012
Contributor: G&L G&L
The Credit Union we are with is just easier to work with.
11/22/2012
Contributor: Taylor Taylor
I've always used a bank, specificly the small local bank that my relatives own. I probably always will use them unless they close for some reason.

I'm actually not exactly sure what credit unions are. I know they are alternatives to using banks, but that's all I know about them. I should probably read up on them sometime.
11/22/2012
Contributor: ViVix ViVix
Quote:
Originally posted by pestilence
Which do you like better? Why?
Banks...but if I could get away with paying bills in cash, neither.
11/22/2012
Contributor: null null
I like banks more, but use both. I prefer a bank because of the network of ATMs and online services.
11/22/2012
Contributor: PropertyOfPotter PropertyOfPotter
Credit Unions.
11/22/2012
Contributor: damnbul12 damnbul12
Quote:
Originally posted by pestilence
Which do you like better? Why?
Credit Unions
11/22/2012
Contributor: Rossie Rossie
Bank. We've been using the same bank for over twenty years.
11/22/2012
Contributor: MidnightStorm MidnightStorm
My mom prefers credit unions because they can be more personalized, but I prefer banks because they're more accessible and more reliable.
11/22/2012
Contributor: bayosgirl bayosgirl
Credit unions all the way!
11/22/2012
Contributor: sexxxkitten sexxxkitten
Banks
11/22/2012
Contributor: gsfanatic gsfanatic
Credit union, it's neat to go in and have people know me by name
11/22/2012
Contributor: - Kira - - Kira -
I used to love banks...until I worked for one for six years. Now I hate them all, credit unions included. I still have a bank account at a big bank for ease of use, but my main funds stay at an online bank. The rates are high and the customer service is excellent.
11/22/2012
Contributor: neil i. neil i.
In my experience, most banks have both horrible policies and awful employees that I'd just as soon rinse my eyes with lemon juice & diced habaneros than deal with them. Even if I don't love credit unions, they beat the alternative.
11/22/2012
Contributor: SiNn SiNn
Quote:
Originally posted by pestilence
Which do you like better? Why?
credit unions
11/22/2012
Contributor: Checkmate Checkmate
We have accounts in two banks and one credit union. For the most part we prefer the credit union as far as rates and personalized service.
11/22/2012
Contributor: Feisty Feisty
Banks.
11/23/2012
Contributor: Cat E. Cat E.
Credit union.
11/23/2012
Contributor: Allstars316 Allstars316
I just have bank accounts
11/23/2012
Contributor: Rod Ronald Rod Ronald
I have a bank account of course, but I still have no faith or trust in banks.
11/23/2012
Contributor: table38792 table38792
Credit unions. Statewide ones are hard enough to find, let alone nationwide ones.
11/23/2012
Contributor: BeepBop BeepBop
Credit unions. But it sucks that I have to jump through hoops every time I move.
11/23/2012
Contributor: sunkissedJess sunkissedJess
I've never banked with a Credit Union before and I've been pretty happy with my bank.
11/23/2012
Contributor: Chilipepper Chilipepper
I prefer the small local banks - I had a wonderful one up in Montana, and I briefly had one here in Florida before it got eaten alive by a Big Bank. The Big Bank was so awful that about 2/3's of the smaller bank's patrons closed their accounts. Nobody could afford the crazy fees the Big Bank was charging us with. Besides, they made all the employees they kept to clear their desks of their personal items, so the lobby and offices look abandoned instead of being worked in by real people. My boyfriend used to work at the headquarters of a Big Bank, and he was horrified of everything that went on. He uses credit unions now.

Big Banks are the suxxors.

Since I've been unemployed for a few years, I haven't had any accounts. Any official payments (car, storage) I've had to make are by money order. I'm currently researching my options. There are a few state-wide banks that are still around, so I might check into both them and credit unions when I start working again. I miss shopping online.
11/23/2012
Contributor: Sima-pusya Sima-pusya
Banks
11/23/2012
Contributor: marshmallow marshmallow
banks
11/24/2012
Contributor: RememberMe RememberMe
Quote:
Originally posted by - Kira -
I used to love banks...until I worked for one for six years. Now I hate them all, credit unions included. I still have a bank account at a big bank for ease of use, but my main funds stay at an online bank. The rates are high and the customer ... more
What online bank are you using?
11/24/2012
Contributor: Virgingasms Virgingasms
I've only ever used banks, but I can see the appeal that credit unions hold.
11/24/2012