Do You Budget?

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Do You Budget?

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Contributor: invisiblehat invisiblehat
I was drawing my budget for next semester when I stopped and realized that as far as I knew, it was only I and one other friend who actually followed budgets for expenses during the school year. Mine's a simple one for predictable expenses, like books, healthcare (by far my largest expense, sigh), food, laundry, school loan interest, and so on, as well as a catch-all category for unpredictable events like gifts, social activities, and minor emergencies.)

Do you follow a budget, and if so, what is it like? (No need for specific numbers, but categories/a general explanation would be nice).
Answers (private voting - your screen name will NOT appear in the results):
Yes, I follow a budget.
17  (52%)
No, I do not follow a budget.
13  (39%)
Other
3  (9%)
Total votes: 33
Poll is closed
12/27/2012
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Contributor: Falsepast Falsepast
I'm not on a budget
12/27/2012
Contributor: MrWishyWashy MrWishyWashy
I'm not but probably should!
12/27/2012
Contributor: Kissy Kissy
I would love more of a budget, I just haven't found the right way to set it up!
12/27/2012
Contributor: Missmarc Missmarc
Quote:
Originally posted by invisiblehat
I was drawing my budget for next semester when I stopped and realized that as far as I knew, it was only I and one other friend who actually followed budgets for expenses during the school year. Mine's a simple one for predictable expenses, like ... more
No, I do not follow a budget.
12/27/2012
Contributor: RonLee RonLee
Using a budget spreadsheet is the only way that I can stay current with my bills.
12/27/2012
Contributor: SMichelle SMichelle
Up until very recently, I didn't set a budget for myself. My current circumstances make it so that I don't really *need* to budget, but it's a good idea to. So, I started setting up a budget for myself to help me build some savings.
12/27/2012
Contributor: JennSenn JennSenn
No, not really. But I do try to stay aware of how much I spend each month and not spend too much.
12/27/2012
Contributor: amazon amazon
Not really
12/28/2012
Contributor: MissCandyland MissCandyland
Yes, I budget everything.
12/28/2012
Contributor: Bleu Bleu
I am on a budget. I save most of my financial aid now (about 3/4ths of it if possible) then set aside funds for my cell phone bill and food.
12/28/2012
Contributor: misterazor misterazor
not a strict budget...but i do make sure that my monthly bills are covered before spending on other things. i also have to have a certain ammount in the bank to feel secure enough to spend extra money on nonessentials.
12/28/2012
Contributor: AwesomeAmanda AwesomeAmanda
me and my fiance are both full.time college students living off loans right now so budgeting is a must. we usually budget a 3 month budget and a monthly breakdown. because our loans are disbursed around ever 3 months.
12/28/2012
Contributor: ARPKasso ARPKasso
I budget, but I'm not strict about it.
12/28/2012
Contributor: TrenchcoatHunters TrenchcoatHunters
Quote:
Originally posted by invisiblehat
I was drawing my budget for next semester when I stopped and realized that as far as I knew, it was only I and one other friend who actually followed budgets for expenses during the school year. Mine's a simple one for predictable expenses, like ... more
Yes I do
12/28/2012
Contributor: anonkitty anonkitty
Yes I do. Like a fiend. =]
12/28/2012
Contributor: Allstars316 Allstars316
Not really. But I kinda know what I'm spending each month. Got to be careful this month. Went overboard for Xmas.
12/28/2012
Contributor: Living Doll Living Doll
I try to.
12/28/2012
Contributor: Trysexual Trysexual
I do
12/28/2012
Contributor: Kat and Aaron(aaron) Kat and Aaron(aaron)
Always.
12/28/2012
Contributor: Rod Ronald Rod Ronald
We are always on some sort of a budget. We don't buy anything we really don't need.
12/28/2012
Contributor: CarrieCatt CarrieCatt
There's a great budgeting software I've been using for a couple of years called YNAB. You Need A Budget.

I've tried most of the programs out there and found YNAB to be the best system.
12/28/2012
Contributor: Septimus Septimus
I try to budget, and I try to stick to them when I make them up. Since I don't actually have an income right now, it's a bit harder to do.
I'm just trying to limit my spending to necessities (like food and gas), and incidentals when they're cheap.
12/28/2012
Contributor: This Is For The Birds This Is For The Birds
We try to budget. I have a monthly spreadsheet with each of our bills, our rent, gas, & diapers. We stick with it until we see how much is left over & then my husband tends to go crazy with it, there is no saving any of it lol
12/28/2012
Contributor: Bethy Cassatt Bethy Cassatt
I follow a budget on eating out and grocery shopping roughly-- I watch out and pinch pennies, but I haven't drawn anything up.
12/28/2012
Contributor: Anne Anne
I don't budget my money that well.
12/29/2012
Contributor: LoooveMonkey LoooveMonkey
No, but I should. . .
12/29/2012
Contributor: lana'sart lana'sart
Quote:
Originally posted by RonLee
Using a budget spreadsheet is the only way that I can stay current with my bills.
agreed
07/04/2013
Contributor: KyotoAngel KyotoAngel
It depends on if I have anything planned for purchase or not, but if I have something I am planning on buying then I usually make a budget of some form or another.
And right now, I've got a whole wordpad document budgeting out my Halloween costume to give myself a rough idea of how much I'll need.
We do budget heavily when we go grocery shopping too, to the point where even if I find a store brand item nearly inedible (wal-mart's "Great Value" brand chili comes to mind, it's far too salty for my liking), we'll get it anyone so long as it's cheaper than the name brands.
07/04/2013