do you have an emergency savings fund saved up?

do you have an emergency savings fund saved up?

married with children married with children
How many people have a emergency savings fund set aside for emergencies? I don't mean a standard savings account. I mean having 6 months of living expenses set aside in case you lose your source of income.
Answers (private voting - your screen name will NOT appear in the results):
we have atleast 6 months saved
8  (20%)
we have maybe 3 months saved
11  (28%)
maybe 1 month saved
2  (5%)
I would have enough for dinner at taco bell
6  (15%)
I dont have a emergency fund saved
9  (22%)
other
4  (10%)
Total votes: 40
Poll is closed
06/28/2011
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Waterfall Waterfall
I don't have one, but I think I should start one when I get my next check
06/28/2011
MaryExy MaryExy
I have my babysitting savings, but I don't think I'm independent enough from my parents to say "I have enough to live this long"
06/28/2011
lovemuscle n cookie lovemuscle n cookie
Having us both been laid off back to back, we understand the importance of the emergency fund, though we don't really have one. We do have a decent savings, but only enough to last a couple months.
06/28/2011
Taylor Taylor
I have enough to live off of for about 3 months, maybe 4 but that would be pushing it. I used to have about 6-7 months worth but since I go to school full time and can only work part time I've needed to draw from my savings to be able to pay for living expenses. I just hope it'll last me until the end of school
06/28/2011
married with children married with children
I was off for a year and half, so I am working at getting mine built back up. But I try to keep 6 months saved up just in case.
06/29/2011
Dusk Dusk
I'm still borrowing money from my parents (just graduated, headed to grad school) and figuring out how to pay off loans, so definitely no emergency fund.
06/29/2011
El-Jaro El-Jaro
I used to, but it all went to taxes in April. I'm working on saving again, but I have a move coming up and will have an over-lap in rent...suckage!
06/29/2011
Eucaly Eucaly
I wish I could. I'm a good saver but with my present income flow it simply isn't possible.
06/29/2011
Jul!a Jul!a
We're actually working on that right now. It's a slow process since we're trying to pound the shit out of some debt too. The credit card is almost entirely paid off, and then I plan on putting half my wages into my own savings account for emergencies and the other half into the savings account we have set up to hold our down payment for a house. Eventually, both of those numbers will go way up
06/29/2011
Ivy Wilde Ivy Wilde
Since I can't hold down a job, we are totally dependent on my husband's salary. Fortunately, he has a good job. And we have enough in savings to survive for a while, if for some reason he was laid off. I still wish that I could find a way around my problems to actually make some money of my own. At least here at EF, I can earn points and occasionally win gift cards so that I can pay for my own sex toys.
06/29/2011
leatherlover leatherlover
We just moved, and with my wife's job for the past few years, our savings account was decimated. But she is getting much better pay now, and we are starting to save up again.
06/29/2011
P'Gell P'Gell
Quote:
Originally posted by married with children
How many people have a emergency savings fund set aside for emergencies? I don't mean a standard savings account. I mean having 6 months of living expenses set aside in case you lose your source of income.
I wouldn't eat at Taco Bell, but that's about how much we have in savings. Maybe enough to get sandwiches at Jimmy Johns.

Things used to be SO much better, until about 6 or 7 years ago. The bottom just fell out of our finances. We used to consider our selves "comfortably middle class" now we consider ourselves "nervously barely making it."
06/29/2011
usmcwife99 usmcwife99
We use to but then things come up were that moeny was needed.
06/29/2011
P'Gell P'Gell
Here is where I firmly place the blame for the failing economy. (Don't shoot the messenger. And NO, I don't want to discuss it, if people have that short of memories about wasting billions of dollars its their own fault. Dems "tax and spend?" Bush "Spent, pretended he didn't, didn't pay for what he spent and left it for the future" Jerk.)



My opinion anyone is free to disagree, but not free to make up red herrings. This IS the crux of the economic issue our country is in.
06/29/2011
Acorn Acorn
I have a few months worth saved up but my reserves are slowly dwindling.
06/30/2011
SiNn SiNn
Quote:
Originally posted by married with children
How many people have a emergency savings fund set aside for emergencies? I don't mean a standard savings account. I mean having 6 months of living expenses set aside in case you lose your source of income.
I dontsave for anything much
06/30/2011
married with children married with children
Quote:
Originally posted by P'Gell
I wouldn't eat at Taco Bell, but that's about how much we have in savings. Maybe enough to get sandwiches at Jimmy Johns.

Things used to be SO much better, until about 6 or 7 years ago. The bottom just fell out of our finances. We ...
never heard of jimmy johns. what kind of food?

I too had a large sum saved up before the market crashed. But I am slowly saving it up again.
06/30/2011
MaryExy MaryExy
Quote:
Originally posted by married with children
never heard of jimmy johns. what kind of food?

I too had a large sum saved up before the market crashed. But I am slowly saving it up again.
Jimmy John's is an awesome sub shop. I ordered from there every night shift when I worked at the ice cream place. They delivered in 5 minutes once... I timed them.
06/30/2011
js250 js250
Quote:
Originally posted by married with children
How many people have a emergency savings fund set aside for emergencies? I don't mean a standard savings account. I mean having 6 months of living expenses set aside in case you lose your source of income.
We did but after lay offs and health issues, we have used it all up.
06/30/2011
P'Gell P'Gell
Quote:
Originally posted by married with children
never heard of jimmy johns. what kind of food?

I too had a large sum saved up before the market crashed. But I am slowly saving it up again.
They make really good sub sandwiches. That's all they make. Great sandwiches.

They are FAST! Like MaryExy, I've had them deliver in close to 5 min too. NOM NOM NOM!
07/01/2011
Jul!a Jul!a
Quote:
Originally posted by P'Gell
They make really good sub sandwiches. That's all they make. Great sandwiches.

They are FAST! Like MaryExy, I've had them deliver in close to 5 min too. NOM NOM NOM!
I had one time where from the time I picked up the phone to place the order to the time the driver showed up at my counter at work was like, 10 minutes. My response was "wow, that was freaky fast." The lady rolled her eyes at me lol
07/01/2011
ThoughtsAblaze ThoughtsAblaze
I have been extremely lucky that as a recent college grad, I actually was offered a full-time job and can say I am content with money. I do, however, seriously need to start budgeting, saving, sign up for a 401K, etc, especially now that I've moved out on my own.
07/01/2011
C-Rae C-Rae
Yeah I have a lot saved up actually! I'm pretty proud. My family has been saving money for me for years and then they just told me as I have been saving up myself
07/03/2011
Total posts: 24
Unique posters: 18